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    Why Choose PNB MetLife Insurance?

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    99.57%

    Individual Death Claim Settlement Ratio¹

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    2300 Cr+

    Individual Death Claim Amount Settled²

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    ₹54,000 Cr.+

    Assets Under Management (AUM)³

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    16,500+

    Customer access points through bancassurance⁴

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    17.50 Lakh+

    Customers Trusted5

    Explore Our Life Insurance Plans

    with 0% GST

    PNB MetLife DigiProtect Term Plan

    Salaried India Ka Term Plan

    UIN: 117N141V01

    • icon Up to 21% Discounts
    • icon 99.57% Individual Death Claim Settlement Ratio
    • icon ₹2300 Crore+ Individual Death Claim Amount Settled
    ULIP Plan

    PNB MetLife Smart GEM ULIP Plan

    In this Policy, the Investment Risk in the Investment Portfolio is Borne by the Policyholder

    UIN: 117L139V01

    • icon Our Top Fund Offer
    • icon ‘0’ Premium Allocation Charges
    • icon Waiver of Premiums
    • icon 18 Diverse Tailored Investment Options
    Lifelong Income

    PNB MetLife Century Plan

    Income Till Age 100. Starting Now.

    UIN: 117N129V02

    • icon Trusted by 1.83 Lakh+ Policyholders
    • icon Cash Bonus from 1st year
    • icon Multiple Income Options
    • icon Save or Withdraw on Your Terms
    Tax Benefits

    PNB MetLife Guaranteed Future Plan

    The Power of Guarantee

    UIN: 117N124V16

    • icon Enjoy 0% TDS
    • icon Guaranteed Benefits with Life Cover
    • icon Flexible payouts
    • icon Higher Premium Rewards
    Term Insurance Plans

    PNB MetLife DigiProtect Term Plan

    Salaried India Ka Term Plan

    UIN: 117N141V01

    • icon Up to 21% Discounts
    • icon 99.57% Individual Death Claim Settlement Ratio
    • icon ₹2300 Crore+ Individual Death Claim Amount Settled
    • icon Tax Benefits
    Term Insurance Plans

    PNB MetLife Mera Term Plan Plus

    Term Plan for Non-Salaried

    UIN: 117N126V04

    • icon Get 1 Cr. Life Cover at 532/month
    • icon Whole Life Coverage till the age of 99
    • icon Spouse Coverage
    • icon Tax Benefits
    ULIP Plan

    PNB MetLife Smart GEM ULIP Plan

    IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

    UIN: 117L139V01

    • icon Our Top Fund Offer
    • icon ‘0’ Premium Allocation Charges
    • icon Waiver of Premiums
    • icon 18 Diverse Tailored Investment Options
    ULIP Plan

    PNB MetLife Hybrid

    IN THIS POLICY, THE INVESTMENT RISK IN THE INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER

    UIN: 117L139V01

    • icon Combines Market-linked Returns with Guaranteed Income/Benefits
    • icon whole-life cover options
    • icon rider choices (accidental/critical illness)
    • icon flexibility in payouts (lump sum/income)
    ULIP Plan

    PNB MetLife Smart Platinum Plus

    Now with PNB MetLife Value Fund

    UIN: 117L125V06

    • icon Whole Life Protection
    • icon Wealth + Care Option
    • icon Partial Withdrawals
    • icon Tax Benefits
    Retirement

    PNB MetLife Century Plan

    Income Till Age 100. Starting Now.

    UIN: 117N129V02

    • icon Trusted by 1.83 Lakh+ Policyholders
    • icon Cash Bonus from 1st year
    • icon Multiple Income Options
    • icon Save or Withdraw on Your Terms
    Joyful Retirement

    PNB MetLife Grand Assured Income Plan

    Aapka Aage Ka Plan Kya Hai?

    UIN: 117N134V08

    • icon Guaranteed Lifetime Income
    • icon Lock Your Annuity Rates Today
    • icon Choose among 5 Annuity Payout Options

    Smart Calculators for Life & Financial Planning

    Need Help to Buy a right Plan?

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    By submitting your details, you agree to PNB MetLife's Privacy Policy and authorize PNB MetLife and/or its authorized service providers to verify the above information and/or contact you to assist you with the policy purchase and/or servicing. You have the option to opt-out of this contact authorization by un-checking the box. The authorization provided by you herein will supersede all earlier authorizations/registrations made by you in this regard.

    Thank you for getting in touch with us. We will contact you shortly.

    PNB MetLife Insurance - Customer Real Stories

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    Rajib Singh

    The branch management was excellent and provided full support throughout. I was especially impressed that a representative visited my home to handle the entire claim process personally. They took care of every detail, leading to a successful payout. The consistent updates via both SMS and email kept me perfectly informed.

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    Roohi Kaushal

    PNB MetLife designs its life insurance products with a deep commitment to safety and practical value. Knowing that their solutions are tailored to be truly useful gives my family a great sense of financial security.

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    Susmita Yogesh Bagwe

    Everything went smoothly thanks to a helpful agent and a very polite team. My work was completed right on schedule, and I especially liked how they kept me informed. Getting an SMS update before the claim arrived meant I was never left wondering about the status.

    profile

    Arunsingh Vinodsingh Digava

    I was pleasantly surprised by how quickly PNB MetLife processed my work compared to other providers. They made the claim journey incredibly easy, and I didn't run into a single problem.

    profile

    Dinesh Kumari

    I had a great experience with the claims team. Not only was my work completed right on schedule, but the staff was also incredibly polite and made me feel heard throughout the entire process.

    profile

    Ravi Anand Keshri

    I was really impressed by how simple the whole process was. Unlike other providers that drag out claims, PNB MetLife accepted mine rapidly and ensured I received it in a timely fashion. It was a completely stress-free experience from start to finish.

    Life Insurance

    Life insurance is a long-term financial protection solution designed to secure you and your family’s future against life’s uncertainties. It works as a legal contract between you and an insurance provider, where the insurer promises to pay a predefined amount called the sum assured your nominee if an unfortunate event occurs during the policy term.

    Beyond protection, modern life insurance plans also support income continuity, savings, retirement planning, and wealth creation.

    With the right life insurance plan, you can safeguard your family’s future, outstanding loans, children’s education, and long-term retirement & saving goals. Insurance helps your dependents and ensures financial stability even when you are not around.

    Secure today. Stay prepared for tomorrow’s uncertainty with PNB MetLife Life Insurance.

    Key Benefits of Life Insurance in India

    Life insurance plays a vital role in financial planning and provides financial security for Indian households by offering protection, and long-term value.

    • Financial Protection for Loved Ones: Ensures your family is financially secure, your decision of securing your life can help your loved ones to manage their expenses, loans, and other needs even when you are not around.
    • Tax Efficiency: Premiums paid and benefits received are tax efficient, which helps you in your financial planning.
    • Health & Critical Illness Support: Insurance plans also provides additional coverage through life insurance riders, such as critical Illness or terminal illnesses.
    • Flexible Coverage Options: You can choose from various Sum insured amounts as per the eligibility, premiums payment frequency, policy terms, and riders based on your life stage and goals.
    • Wealth & Goal Planning: Certain specialised insurance plans help build savings for life milestones like education planning, marriage, or retirement.

    Life insurance in India is not just about protection; it’s about long-term financial protection and stability.

    Why Millions Trust PNB MetLife for Life Insurance

    PNB MetLife Insurance combines global insurance expertise with a strong Indian banking foundation, delivering reliable and customer-centric life insurance solutions.

    • Fast & Simple Digital Journeys: Easy buy life insurance online experience with transparent plan details and paperless processes.
    • Strong Claim Performance1: 99.57% Individual Death Claim Settlement Ratio (FY 2024-25)
    • Proven Commitment2: Over ₹2,300 crore paid in individual death claims.
    • Financial Strength3: Assets Under Management (AUM) of over ₹54,000 crore.
    • 1-Day Express Claim Payout (for Term Plans)6Faster financial support through a simplified life insurance claim process.

    With financial stability, high claim settlement ratios, and service excellence, PNB MetLife stands as a dependable partner for lifelong protection.

    Explore Popular PNB MetLife Insurance Plans

    • PNB MetLife DigiProtect Term Plan (UIN: 117N141V01): A pure term insurance plan offering high life cover at affordable premiums. Comes with instant digital issuance and optional riders like critical illness and disability for enhanced protection.
    • PNB MetLife Smart Goal Ensuring Multiplier (UIN: 117L139V02): A goal-oriented savings-linked life insurance plan that blends protection with disciplined wealth creation.
    • PNB MetLife Guaranteed Future Plan (UIN: 117N124V16): A guaranteed savings plan offering assured payouts along with bonuses for long-term financial milestones.
    • PNB MetLife Genius Plan (UIN: 117N135V04): A dedicated child insurance plan that safeguards your child’s education and future aspirations, even in the parents' absence.
    • PNB MetLife Grand Assured Income Plan (UIN: 117N134V07): A retirement insurance plan designed to deliver assured income after the premium payment term for a financially independent retirement.

    Life Insurance Explained

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    Understanding Life Insurance: Meaning & Purpose

    Life insurance is a financial protection plan that provides a payout to your family in case of your death during the policy term. Its purpose is to secure your loved ones’ financial needs, replace lost income, repay liabilities, and protect long-term goals like education and retirement through the right life insurance coverage.

    Who Should Consider Buying Life Insurance and Why?

    Anyone who wants to ensure financial security for themselves and their family in their absence. Insurance is for everyone to remain financially independent and able to maintain their standard of living without foregoing essential needs. Choosing the right life insurance policy ensures financial support in times of life uncertainties.

    How Much Life Insurance Coverage Do You Need?

    The ideal life insurance cover depends on income, existing liabilities, family expenses, and future goals. Financial advisors prescribed a thumb rule to have a life cover of 10 to 15 times your annual income. You can also calculate life insurance coverage using an online life insurance calculator for more accuracy.

    Different Types of Life Insurance Plans in India

    Life insurance plans in India include term insurance for pure protection, savings and endowment plans for disciplined wealth creation, ULIP Plans for market-linked growth, child plans for education needs, retirement plans for post-retirement income, and guaranteed income plans for predictable payouts.

    Importance of Life Insurance at Different Life Stages

    Life insurance needs change with age and responsibilities. Young adults benefit from lower premiums, parents require higher cover, mid-career individuals focus on wealth and protection, and older individuals may prioritise retirement income plans and guaranteed payouts.

    How to Buy Life Insurance Plans Online

    Buying life insurance online involves selecting a suitable plan, choosing coverage and policy term, submitting prescribed documents, and completing payment. The process is fast, transparent, and convenient (Policy issuance is subject to the underwriting process of the Company). You can buy life insurance online and track your policy digitally.

    Eligibility Criteria: Who Can Buy Life Insurance?

    Most individuals between 18 and 65 years can buy life insurance, subject to plan terms. Eligibility depends on age, income, health condition, and occupation. Both salaried and self-employed individuals can explore suitable life insurance plans in India.

    Factors That Affect Life Insurance Premiums

    Life insurance premiums depend on age, income, health, lifestyle habits like smoking, alcohol consumption, Body Mass Index (BMI), sum assured, policy term, and riders selected. Using a term insurance premium calculator can help estimate costs before choosing a plan.

    Tax Benefits Available on Life Insurance Plans

    Life insurance offers tax benefits under the Income Tax Act, subject to prevailing laws. Premiums paid may qualify for deductions, while maturity and death benefits may be exempt, making life insurance tax benefits an important part of financial planning.

    Documents Required to Buy Life Insurance

    To buy life insurance, you may need identity proof, address proof, age proof, income proof, and photographs. Medical reports (if required). Knowing the documents required for life insurance helps speed up policy issuance. However, company may call for any additional documents if required.

    Step-by-Step Guide to Filing a Life Insurance Claim

    To file a life insurance claim, inform the insurer, submit the claim form, and provide prescribed documents. Once verified, the claim amount is paid to the nominee. A clear life insurance claim process ensures faster settlement during difficult times.

    Documents Required for Life Insurance Claims

    Life insurance claim documents usually include the policy document, death certificate, claimant’s identity proof, and medical records if applicable. Keeping life insurance claim documents ready helps avoid delays in settlement. However, the insurance company may call for any additional documents if required.

    Do’s and Don’t When Choosing Life Insurance

    Do’s
    Assess your Insurance requirements, coverage needs, compare life insurance plans, and disclose all the details honestly.

    Don’t
    Check your right insurance coverage requirement to avoid under insurance or Making informed decisions ensures effective protection and long-term benefits.

    Policy Servicing now available on WhatsApp!

    Manage your PNB MetLife policy now Anytime! Anywhere! Click Chat Now to get started Today!

    We value the trust you’ve placed on us and are truly committed to serve you

    Beware of Spurious Calls

    PNB MetLife Insurance FAQ

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    What is PNB MetLife Life Insurance?

    PNB MetLife Life Insurance is a life coverage provider in India offering a range of insurance solutions like term insurance, savings plans, retirement plans, and child plans. These life insurance plans help protect your family financially and support long-term goals through life cover, income protection, and savings features.

    How to check my PNB MetLife policy status?

    To check your PNB MetLife policy status, log in to the customer portal or Khushi app with your registered details. Once logged in, you can view your policy status, due dates, premium history, coverage details, and other policy information.

    How to pay PNB MetLife online premium?

    You can pay your PNB MetLife insurance premium online through the official customer portal by logging in with your policy details and selecting “Pay Premium.” Alternatively, you can pay via the PNB MetLife mobile app (Khushi App), payment gateway, or through partner bank channels, ensure your policy and protection stays active.

     

    How can I download my PNB MetLife policy document?

    You can download your PNB MetLife policy document by signing in to your account on the official portal or mobile app. Go to “My Policies” and select the specific policy to view and download the e-policy or policy statement securely.

    What is the PNB MetLife Term Plan?

    The PNB MetLife Term Plan is a pure life insurance product that provides life cover at affordable premiums. In the event of the policyholder’s death during the policy term, the nominee receives the sum assured, offering financial protection to the family.

    What is a PNB MetLife retirement or pension plan?

    A PNB MetLife retirement or pension plan helps you build a retirement corpus that provides regular income after retirement. These plans may offer guaranteed income streams, survival benefits, and life cover, ensuring financial confidence in your post-work years as per the retirement plan chosen by you.

     

    How can I contact PNB MetLife customer care?

    You can contact PNB MetLife customer care by calling the official toll-free number listed on the website or policy documents, emailing the support address, or raising a request through the portal or mobile app. For specific queries, use the support channels provided in your policy documents and other communication documents.

    What happens if I miss paying my premium?

    If you miss a premium payment for your PNB MetLife policy, you enter a grace period as mentioned in your policy bond, where you can still pay without any additional payment. If premiums remain unpaid beyond the grace period, your policy may lapse, and coverage may stop. You may contact us for reinstatement options.

    What is the PNB MetLife Guaranteed Future Plan?

    The PNB MetLife Guaranteed Future Plan is a savings-oriented life insurance policy that offers guaranteed payouts at maturity along with bonuses over time. It helps you achieve financial goals like education, marriage, or retirement by providing disciplined savings and protection.

    What is the maturity period for PNB MetLife policies?

    The maturity period for PNB MetLife insurance plans depends on the specific product chosen by you.

    Can I Cancel or Surrender my PNB MetLife policy?

    Yes, you can cancel your PNB MetLife life insurance policy within  the free-look period, or surrender your policy as per the to policy terms and conditions. 

    How do I nominate a beneficiary in PNB MetLife?

    You nominate a beneficiary for your PNB MetLife policy at the time of buying the policy, or also change your nominee during the policy terms later by submitting the nomination form or service request through the customer portal, app, or service centre.

    Can I change my coverage or add riders in PNB MetLife plans?

    Yes, depending on the plan’s terms and conditions, further , PNB MetLife allows you to enhance your coverage by adding riders such as critical illness, accidental death or disability riders. Riders are optional benefits that increase your policy’s protection.

    What are the tax benefits of PNB MetLife life insurance?

    Premiums paid for PNB MetLife life insurance plans may qualify for tax deductions under the Income Tax Act, and policy payouts may be tax exempt, subject to prevailing tax laws. Always consult a tax advisor for personalised tax benefits.

    How to update contact information for my PNB MetLife policy?

    To update contact information, log in to the customer portal or mobile app, select the relevant policy under “My Account,” and update your address, email, or phone number. You may be required to submit supporting documents as prescribed by the Company.

    Can I buy PNB MetLife insurance online?

    Yes, you can buy select PNB MetLife insurance plans online through the official website or app. 

    Disclaimer

    Collapsed Expanded

    Disclaimer for DigiProtect banner:Terms & Conditions Apply. 1Discounts on First-Year Premium—5% for Salaried Customers, 4% for Income Tax Filers, and 12% for Online Channel purchases. 2Individual Death Claim Settlement Ratio as per latest annual audited figures reported to IRDAI for FY 24-25. The product features highlighted are subject to specific terms and conditions. For more details on terms & conditions, please read the Sales brochure carefully before concluding any sale. PNB MetLife India Insurance Company Limited, Registered offi¬ce address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka. IRDAI Registration number 117. CI No: U66010KA2001PLC028883.Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details. Goods and Services Tax (GST) at prevailing rate subject to change from time to time. Trade Logo displayed above belongs to Punjab National Bank and Metropolitan Life Insurance Company and used by PNB MetLife India Insurance Company Limited under License. Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. AD-F/2025-26/730.

    Disclaimer for our Top Fund Offer Midcap: THE UNIT-LINKED INSURANCE PRODUCTS DO NOT OFFER ANY LIQUIDITY DURING THE FIRST FIVE YEARS OF THE CONTRACT. THE POLICYHOLDER WILL NOT BE ABLE TO SURRENDER/WITHDRAW THE MONIES INVESTED IN UNIT-LINKED INSURANCE PRODUCTS COMPLETELY OR PARTIALLY TILL THE END OF THE FIFTH YEAR. T&C Apply
    PNB MetLife Mid Cap Fund (SFIN: ULIF02501/01/18MIDCAPFUND117) is an actively managed fund and is our top fund basis the 5 year CAGR, as on 30th September, 2025. #The above illustration shows value of Rs. 5 Lakh invested as on 1st October 2020 in PNB MetLife Mid Cap Fund, accumulated as on 30th September 2025 (a five year period). This illustration is calculated basis pure investment returns generated by the fund and not accounted for various charges that are deducted in the form of units in the ULIP bought. Past performance is not indicative of future performance. Please refer to the customized product illustration where in returns are shown at assumed investment rates of 4% and 8% respectively. Assumed rates of interest are not the upper or lower limits. For more details on risk factors, terms & conditions, please read the sales brochure carefully before concluding a sale. This fund is suitable for individual with high risk tolerance and long-term investment goals. Unit-linked life insurance products are different from the traditional insurance products and are subject to risk factors. Premiums paid in unit-linked life insurance policies are subject to investment risks associated with capital markets, and NAV of the units may go up or down, based on the performance of the fund and factors influencing the capital market and the insured is responsible for his/her decisions. Please know the associated risks and the applicable charges from your insurance agent or intermediary or policy document issued by us. PNB MetLife Insurance Company Limited is the name of the Life Insurance Company and the Unit Linked Insurance Plan Names – PNB MetLife Goal Ensuring Multiplier (UIN: 117L133V07), PNB MetLife Mera Wealth Plan (UIN: 117L098V08), and PNB MetLife Smart Platinum Plus (UIN: 117L125V06) and PNB MetLife TULIP (UIN: 117L136V04) are only the names of the unit-linked life insurance contracts and do not in any way indicate the quality of the contract, their future prospects or returns. The various funds offered under these contracts are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. PNB MetLife India Insurance Company Limited. Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka. IRDAI Registration number 117 | CIN U66010KA2001PLC028883. Trade Logo displayed above belongs to Punjab National Bank and Metropolitan Life Insurance Company and used by PNB MetLife India Insurance Company Limited under License. PNB MetLife India Insurance Company Limited is a licensed user of these marks. Call us Toll-free at 1-800-425-6969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. AD-F-AD-F/2025-26/831

    Disclaimer for MGFP Banner: ^^Guaranteed Additions (GA) will accrue throughout Premium Payment Term as a percentage of Annualised Premium and will vary based on Premium payment term, entry age and benefit option chosen. **Wealth Additions (WA) will be available with ‘Endowment’ & ‘Income + Lumpsum’ options. Was accrue after completion of Premium Payment Term as a percentage of Total Premiums Payable and will vary based on Premium payment term and entry age. PNB MetLife Guaranteed Future Plan is an Individual, Non-Linked, Non-participating, Savings Life Insurance Plan (UIN: 117N124V16), Please read the sales brochure carefully before concluding any sale. . PNB MetLife India Insurance Company Limited. Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka. IRDAI Registration number 117 | CIN U66010KA2001PLC028883. Trade Logo displayed above belongs to Punjab National Bank and Metropolitan Life Insurance Company and used by PNB MetLife India Insurance Company Limited under License. Tax benefits are as per Income Tax Act, 1961 & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject from time to time. PNB MetLife India Insurance Company Limited is a licensed user of these marks. Call us Toll-free at 1-800-425-6969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. AD-F/2025-26/693

    Disclaimer for CSR/Bonus/AUM: ~Asset under management mentioned here is as per Financial Disclosure of Q1-2025. @As per latest annual audited figures reported to IRDAI for FY 24-25. ^Highest bonus declared year on year since inception for its participating policies in FY 24-25. PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 MG Road, Bangalore -560001, Karnataka. IRDAI Registration number 117. CI No: U66010KA2001PLC028883. Trade Logo displayed above belongs to Punjab National Bank and Metropolitan Life Insurance Company and used by PNB MetLife India Insurance Company Limited under License. Toll Free Number: 1800 425 6969, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex-1, Techniplex Complex, off Veer Savarkar Flyover, Goregaon (West), Mumbai - 400062, Maharashtra. AD-F/2025-26/695

    The unit linked insurance products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in unit linked insurance products completely or partially till the end of the fifth year. *The returns shown is a 5-year annualized return of the PNB MetLife Mid-Cap Fund (SFIN No: ULIF02501/01/18MIDCAPFUND117) as of 31st June 2025. This fund is suitable for individuals with high-risk tolerance and long-term investment goals. Tax benefits under this plan may be available as per the provisions and conditions of the Income Tax Act, 1961 and are subject to any changes made in the tax laws in future. Please consult your tax advisor for advice on the availability of tax benefits for the Premiums paid and proceeds received under the policy for more details. The past performance of the funds is not indicative of the future performance. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. PNB MetLife India Insurance Company Limited is only the name of the Life Insurance Company and PNB MetLife Smart Goal Ensuring Multiplier is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. For More details on risk factors, terms and condition please read the sales brochure before concluding the sale. For Further details on all the conditions exclusions related to product, please contact our insurance advisors. PNB MetLife India Insurance Company Limited | Registered Office: Unit No. 701, 702 and 703, 7th floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka Write to us at: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062. Email: indiaservice@pnbmetlife.co.in Corporate Identification Number (CIN): U66010KA2001PLC028883 | IRDAI Registration No: 117. AD-F/2025-26/439

    Disclaimer for Great Place to Work: Based on the GPTW survey rankings, our company has been awarded 6th position overall in India. As certain non-insurance companies are ranked ahead of us, we consider ourselves the top-ranked insurance company in the survey. Our company has achieved 6th position in the GPTW survey rankings. Given that non-insurance companies are included in the overall rankings, we proudly claim the top spot among insurance companies in India.

    Disclaimer for 1041 Crore Bonus FY24-25: Highest bonus declared year on year since inception for its participating policies in FY 24-25. #The number of participating policies as on 31st March 2025 is 568,0144. T&C Apply. PNB MetLife Company India Insurance Limited Registered Office: Unit No. 701,702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 MG Road, Bangalore -560001, Karnataka. IRDA of India Registration number 117. CIN. U66010KA2001PLC028883. The marks "PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks. Call us on Toll-free 1-800-425-6969, Website: www.pnbmetlife.com Email: indiaservice@pnbmetlife.co.in or write to us at 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai - 400062. AD-F/2025-26/247

    Disclaimer for Midcap Fund: The unit linked insurance products do not offer any liquidity during the ­first ­five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in unit linked insurance products completely or partially till the end of the ­fifth year. *The returns shown is a 5-year annualized return of the PNB MetLife MidCap Fund (SFIN No: ULIF02501/01/18MIDCAPFUND117) as of 31st March 2025. The calculations are based on index data provided by NSE and exclude any scheme-level expenses. Please refer to the customized product benefit illustration wherein returns shown at assumed investment rate at 4% and 8% respectively. Assumed rate of returns are not guaranteed and these are not the upper or lower limits. T&C Apply. This fund can be availed with our ULIP plans – PNB MetLife Goal Ensuring Multiplier An Individual, Unit Linked, Non-Participating, Life Insurance Plan | UIN: 117L133V05 and PNB MetLife Smart Platinum Plus Individual, Unit-Linked, Non-Participating, Life Insurance Plan | UIN: 117L125V06 and PNB MetLife Mera Wealth Plan, Individual, Unit-Linked, Non-Participating, Life Insurance Plan | UIN: 117L098V07 and PNB MetLife Term with Unit Linked Insurance Plan Individual, Unit-Linked, Non-Participating, Savings Life Insurance plan | UIN: 117L136V03. Other funds are also available with our ULIP’s. Unit Linked Insurance Plans (ULIPs) are different from the traditional insurance products and are subject to risk factors. The premium paid in linked insurance policies are subjected to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. Please know the associated risks and the applicable charges from your insurance agent or intermediary or policy document issued by us. PNB MetLife is only the name of the Life Insurance Company and above mentioned PNB MetLife Unit Linked Insurance Plans are the only names of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, and their future prospects and returns. The past performance of the funds is not indicative of the future performance. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale. PNB MetLife Company India Insurance Limited Registered Office: Unit No. 701,702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 MG Road, Bangalore -560001, Karnataka. IRDA of India Registration number 117. CIN. U66010KA2001PLC028883. The marks "PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks. Call us on Toll-free 1-800-425-6969, Website: www.pnbmetlife.com Email: indiaservice@pnbmetlife.co.in or write to us at 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai - 400062. AD-F/2024-25/1787

    Disclaimer for 99.57% Claim Settlement Ratio: *As per latest annual audited figures reported to IRDAI for FY 24-25. PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 MG Road, Bangalore -560001, Karnataka. IRDAI Registration number 117. CI No: U66010KA2001PLC028883. The marks "PNB" and "MetLife" are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks. Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex-1, Techniplex Complex, off Veer Savarkar Flyover, Goregaon (West), Mumbai - 400062, Maharashtra. AD-F/2025-26/271

    As your trusted life insurance partner, PNB MetLife covers COVID-19 claims. In the event of a death claim, please submit a signed claim form mentioning the policy number, a brief description of the insured event, and all other mandatory claim documents to the email addresses provided below. You may write to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. For death claim intimation or any queries, you can also call us at 1800-425-6969 (for customers calling from within India only), Monday to Saturday, between 10:00 am and 7:00 pm

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

    #Tax benefits are as per Income Tax Act, 1961 & are subject to amendments made thereto from time to time. Please consult your Tax Consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing Tax laws which are subject to change from time to time.

    *PNB MetLife started its operations in the year 2001. PNB (established in 1894) and MetLife (established in 1868) are the promoters of PNB MetLife .The combined years of experience/good will /trust of PNB and MetLife is shown in this advertisement.

    ‘9.29% (inclusive of high premium booster) shown is for male age 50 yrs, annualized premium of Rs. 5 Lakhs p.a. exclusive of all taxes, Premium Payment Term of 10 yrs, Life Annuity option chosen with annual annuity frequency. | “Guaranteed benefits are dependent on the product T&C along with other variable factors, provided the policy is in-force & all due premiums have been paid.

    Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time.

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