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    Terms & Conditions

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    PNB MetLife India Insurance Company Limited

    IRDAI Registration Number 117

    For more details on risk factors, terms and conditions, please read the sales brochure before concluding the sale. Please know the associated risks and the applicable charges, from your insurance agent or the intermediary or policy document issued by the insurance company. Goods and Services Tax (GST) levied at prevailing rate subject to change from time to time. Please consult your Tax advisor for more details. Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made thereto from time to time. Tax laws are subject to change, consulting a tax expert is advisable. The marks “PNB” and “MetLife” are the registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively and used by PNB MetLife India Insurance Company Limited under license. CIN- U66010KA2001PLC028883, Registered Office: Registered Office: Unit No. 701, 702 and 703, 7th floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore-560001, Karnataka. Corporate Office: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062. Website: www.pnbmetlife.com Email: indiaservice@pnbmetlife.co.in | Toll-free: 18004256969.

    Disclaimer for Joint sale

    Participation by bank's customers/ Corporate agents customers are purely on a voluntary basis. The contract of insurance is between the insurer & the insured & not between the bank/corporate agent & the insured.

    Disclaimer for Great Place to Work

    Based on the Great Place To Work survey rankings (source: https://www.greatplacetowork.in/indias-best-companies-to-work-for/), our company has been awarded 6th position overall in India for the period June 2025 to 2026. As certain non-insurance companies are ranked ahead of us, we consider ourselves the top-ranked insurance company in the survey. Our company has achieved 6th position in the GPTW survey rankings. Given that non-insurance companies are included in the overall rankings, we proudly claim the top spot among insurance companies in India.

    Specific for ULIP Products

    The investment risk in investment portfolio is borne by the policyholder.

    Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Life Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The Linked Insurance Products do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year. PNB MetLife India Insurance Company Limited is only the name of the Insurance Company. The name of the company, name of the brand and the name of the product does not in any way indicate the quality of the contract, its future prospects or returns.

    BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

    Beware of Spurious / Fraud Phone calls: IRDAI or its officials do not involve in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

    Disclaimer

    Collapsed Expanded

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

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