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An Individual, Non-Linked, Non-Participating, Savings, Life Insurance Product | UIN: 117N169V01
Life’s goals like supporting family, planning milestones, and securing a lifestyle—require steady income and financial protection. Unexpected events can disrupt these plans, making life insurance essential for peace of mind. The PNB MetLife RISE Plan offers comprehensive coverage with guaranteed regular income and instant liquidity, ensuring your family’s financial security today and tomorrow. Enjoy life worry-free while safeguarding your loved ones’ future.
What You Get
By submitting your details, you agree to PNB MetLife's Privacy Policy and authorize PNB MetLife and/or its authorized service providers to verify the above information and/or contact you to assist you with the policy purchase and/or servicing. You have the option to opt-out of this contact authorization by un-checking the box. The authorization provided by you herein will supersede all earlier authorizations/registrations made by you in this regard.
What you don’t get
Suicide Exclusions
If the Life Assured’s death is due to suicide within twelve months from the date of commencement of the risk or from the Date of Revival of the Policy as applicable, the Nominee or Beneficiary of the Policyholder shall be entitled to 80% of the Total Premium Paid and received by us till the date of Death (less any Guaranteed Income1 / Cashback already paid out) of the Life Assured or Surrender Value available as on the date of death, whichever is higher, provided the Policy is in In-force or Reduced Paid-Up Status. We shall not be liable to pay any interest on this amount.
The Policy will terminate on payment of such benefit.
| Benefits | Smart Income Plan Option | Smart Income Pro Plan Option |
|---|---|---|
| Survival- On survival of the Life Assured, provided all due premiums are paid and the policy is fully in-force. | Guaranteed Income1 is paid as per chosen Guaranteed Income Start year and Guaranteed Income Mode till end of Guaranteed Income Payout Period. | Instant Cashback** in 1st Policy year plus Guaranteed Income1 from 2nd Policy year till end of Guaranteed Income Payout Period. |
| Maturity - On survival of Life Assured to maturity date provided all due premiums are paid | 100% of all premiums paid at maturity | |
| Death - On death of the Life Assured during the policy term | Death Benefit shall be defined as Higher of:
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| Parameters | Eligibility Criteria | ||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Age~ at Entry | Minimum: 0 years (30 days) Maximum:
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| Age~ at Maturity (in years) | Minimum: 20 Maximum: 85 |
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| Annualized^ Premium (Rs.) | Minimum: 24,000 Maximum: No Limit, subject to Board Approved Underwriting Policy (BAUP) |
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| Sum Assured (Rs.) | Minimum:
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| Sum Assured Multiple |
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| Premium Payment Frequency | Annual4/ Half-Yearly/ Quarterly/ Monthly3
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| Guaranteed Income Payout Mode and Frequency |
Guaranteed Income in Advance^^ – Annual Guaranteed Income in Arrears – Annual/Half-Yearly/Quarterly/Monthly |
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Premium Payment Term, Policy Term, Guaranteed Income Start Year, Guaranteed Income Payout Period
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Accumulation** of Survival Benefit: At any point during the Policy Term, the Policyholder shall have an option to defer the Survival Benefits and Accrue them instead.
Disclaimer:
By submitting your details, you agree to PNB MetLife's Privacy Policy and authorize PNB MetLife and/or its authorized service providers to verify the above information and/or contact you to assist you with the policy purchase and/or servicing. You have the option to opt-out of this contact authorization by un-checking the box. The authorization provided by you herein will supersede all earlier authorizations/registrations made by you in this regard.
RELATED PRODUCTS
By submitting your details, you agree to PNB MetLife's Privacy Policy and authorize PNB MetLife and/or its authorized service providers to verify the above information and/or contact you to assist you with the policy purchase and/or servicing. You have the option to opt-out of this contact authorization by un-checking the box. The authorization provided by you herein will supersede all earlier authorizations/registrations made by you in this regard.
As your trusted life insurance partner, PNB MetLife covers COVID-19 claims. In the event of a death claim, please submit a signed claim form mentioning the policy number, a brief description of the insured event, and all other mandatory claim documents to the email addresses provided below. You may write to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. For death claim intimation or any queries, you can also call us at 1800-425-6969 (for customers calling from within India only), Monday to Saturday, between 10:00 am and 7:00 pm
PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance Plans, Term Plan, Protection Plans, Long Term Savings Plans , Retirement Plans & Child Education Plan.
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