PNB MetLife Capital Guarantee Plus Smart GEM Solution

The Linked Insurance Product do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.
This advertisement is designed for combination of Benefits of two individual and separate products named 1) PNB MetLife Smart Goal Ensuring Multiplier (An Individual, Unit Linked, Non-Participating, Life Insurance Plan) - UIN:117L139V01 and (2) PNB MetLife Guaranteed Goal Plan (An Individual, Non-Linked, Non-Participating, Savings Life Insurance Plan) - UIN: 117N131V06. These products are also available for sale individually without the combination offered/ suggested. This Product is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

Unit Linked Life Insurance Products are different from Traditional Products Insurance Products and are subject to risk factors. Premiums paid in unit-linked life insurance policies are subject to investment risks associated with capital markets, and NAVs of the units may go up or down, based on the performance of the fund and factors influencing the capital market and the insured is responsible for his/her decisions.
PNB MetLife Insurance Company Limited is only the name of the Life Insurance Company and PNB MetLife Goal Ensuring Multiplier is only the name of the unit-linked life insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges from your insurance agent or intermediary or policy document issued by us. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The past performance of the funds is not indicative of the future performance.
For more details or risk factors, terms, and conditions, please read the individual sales brochure before concluding any sale.
^$Tax benefits are as per the Income Tax Act, 1961 & are subject to amendments made there to from time to time. Please consult your tax consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time.
³Provided the policy is in force and all due installments premiums have been paid in full.

AD-F/2025-26/236