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    AlwaysReadyforLifeUGCcontest

    PNB MetLife – #AlwaysReadyforLife Campaign

    Campaign offering

    Share a selfie/photo with the one person who made you think about your future and stand a chance to win signed Smriti Mandhana merchandise daily.

    Steps to participate:

    1. Upload a selfie or photo with the person who inspired you to think about your future on either Facebook or Instagram.
      • Use the caption:
        “The person who made me think about my future was ___.”
      • Tag the person’s handle on either platform. If they are not on social media, mention their relation using a hashtag in English (e.g., #Father, #Mother).
    2. Tag @pnb_metlife on Instagram or @PNBMetLife on Facebook along with hastag #AlwaysReadyforLife while uploading your post.
    3. Participants consent to sharing their personal details (Name, Email & Phone No. Etc.) with PNB MetLife via DM upon request.
    4. Contest Period: 1st to 10th May 2026
    5. Any entry received after the contest period shall not be considered.

    Prizes

    1. Only 10 lucky winners will stand a chance to win signed merchandise from Smriti Mandhana.
    2. Winners will be duly informed and requested to share contact details and address for sending the signed merchandise.
    3. Winners will be chosen basis random raffle draw.
    4. Winners stand a chance to win signed Smriti Mandhana Merchandise.
    5. Prizes are offered on 'NO EXCHANGE, NO REFUND' basis and are non-transferable.
    6. PNB MetLife reserves the right to modify/withdraw the prizes, with/without any prior notice
    7. PNB MetLife has the sole discretion in selecting the winners from all the eligible entries received
    8. The prizes given in the contest should not be seen or considered as an inducement to purchase any policy of insurance of PNB MetLife. There shall not be any obligation whatsoever on the part of the winners of the contest to purchase any Life insurance policy from PNB MetLife.

    General Terms & Conditions:

    1. By participating in this contest, you have agreed to abide by all the Terms and conditions as mentioned below and no dispute by you or raised on your behalf shall be admissible.
    2. The Contest is organized by PNB MetLife.
    3. Contestants who will participate in the contest, must be 18 years of age and above
    4. The contest is open for residents of India
    5. Participant do not need to be a PNB MetLife Insurance policyholder to participate in the contest
    6. No individual is permitted to submit entry / entries on behalf of any other individual or entity.
    7. Answers must be posted only on Instagram tagging @pnb_metlife or on Facebook tagging @PNBMetLife along with #AlwaysReadyforLife. Entries submitted on any other post or platform will NOT be considered.
    8. Submission of posts of any kind on the contest post, not relevant to the contest, will not be considered or replied to
    9. The Participants will be held liable for use of any objectionable language, visuals, symbols etc. of whatsoever description.
    10. Entries not related to #AlwaysReadyforLife will be disqualified.
    11. Winners will be declared by PNB MetLife on their official social media pages https://www.facebook.com/PNBMetLife https://www.instagram.com/pnb_metlife/ 10 winner, announcement will happen on last day of May 2026.
    12. Announced winners who fail to share clear address details for dispatch of prize shall be disqualified from the prize. Winners should share their details within 15 days of the winner's announcement, post that they will be disqualified from the gratification.
    13. Winners who share addresses which is not proper or is in an area where delivery services are unavailable shall be disqualified from the prize.
    14. The decision of the brand will be deemed as final, and no correspondence will be entertained by PNB MetLife regarding the same.
    15. PNB MetLife holds the right to publish the winner names across other offline or online platforms.
    16. The Participant grants to PNB MetLife, its irrevocable consent in perpetuity to use the Contest entries
      By sharing the personal details, the Participant grants to PNB MetLife all the rights to use their data for sales & marketing promotion. The shared personal information will also be accessed by third party empanelled by PNB MetLife solely to manage the contest #AlwaysReadyforLife.
    17. Multiple entries are not allowed. Contestants take full responsibility of the entries shared by them.
    18. PNB MetLife reserves the right to withdraw the contest and/or change, amend, extend, and/or alter any of the terms & conditions of this contest, without any reason and at any time, without prior notice.
    19. PNB MetLife will not be responsible and liable for any/all disputes raised by guests regarding acceptability, suitability, delivery, service, defects, deficiency, performance or quality of the services /products provided under the contest.
    20. This contest is subject to the applicable rules and regulations as may be in force in respective jurisdictions/states.
    21. Disputes, if any, will be subject to Indian laws and shall be subject to the exclusive jurisdiction of the courts in Delhi.

    PNB MetLife India Insurance Company Limited, Registered Office: Registered Office: Unit No. 701, 702 and 703, 7th floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore-560001, Karnataka. IRDAI Registration Number 117. CIN- U66010KA2001PLC028883. The marks “PNB” and “MetLife” are the registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively and used by PNB MetLife India Insurance Company Limited under license. Call Us Toll-Free at 1-800-425-6969, Website : www.pnbmetlife.com Email : indiaservice@pnbmetlife.co.in or write to us at 1st Floor, Techniplex-1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Phone : +91-22-41790000, Fax : +91-22-41790203. AD-F/2022-23/301

    For more details on risk factors, terms and conditions, please read the sales brochure before concluding any sale. Tax benefits are as per the Income Tax Act, 1961, and are subject to amendments made there to from time to time. Please consult your tax consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time

    Beware of Spurious Phone Calls and Fictitious / Fraudulent Offers!
    Beware of Spurious / Fraud Phone calls: IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

     

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