Term Plan for Salaried
Buy Online
Term Plan for Non-Salaried
Buy Online
Term Insurance
Stay Protected from the Financial Impact of Unexpected Health Events
Group, Non-Linked, Non-Participating, Pure Risk, Health Insurance plan | UIN: 117B029V01
With increasing uncertainties in everyday life, there is a growing need for protection against the financial consequences of accidental events. Whether it is safeguarding employees or enhancing member benefits, PNB MetLife Group Accidental Benefit Rider provides valuable financial protection, helping your group stay prepared for the unexpected.
By submitting your details, you agree to PNB MetLife's Privacy Policy and authorize PNB MetLife and/or its authorized service providers to verify the above information and/or contact you to assist you with the policy purchase and/or servicing. You have the option to opt-out of this contact authorization by un-checking the box. The authorization provided by you herein will supersede all earlier authorizations/registrations made by you in this regard.
What you get
Rider Benefit^ –
The Rider offers 3 types of Benefit options
Accidental Death Benefit (ADB): Benefit payable in case of accidental death of the member/ life assured.
Accidental Total and Permanent Disability Benefit (ATPD): Benefit payable in case of total and permanent disability due to accident of the member/ life assured.
ADB plus ATPD: both accidental death and accidental total and permanent disability are covered under this option
Rider Benefit Payout Option –
Lump Sum: 100% benefit paid as a one-time payout.
Monthly Income: Benefit paid in equal monthly instalments over 2 to 10 years.
Duration of the Incidence –
Under the PNB MetLife Group Accidental Benefit Rider, Benefits are payable only if the death takes place within 180 days from the day of the accident
Exclusions
In the event of an accidental death or disability, the rider provides an additional benefit equal to the Sum Assured under the selected benefit option. The rider is also attached to the Base Master Policy and serves to enhance the overall insurance protection available under the policy.
| Boundary Conditions | Eligibility Criteria | |
|---|---|---|
| Age at entry | 18 years – 65 years | |
| Maturity Age | 18 years – 75 years | |
| Policy Term | Minimum ADB: 1 month ATPD: 6 months ADB + ATPD: 6 months |
Maximum 40 years* The policy term can be taken for fraction of a year (in months) up to 36 months |
| Sum Assured per member –Minimum | Rs. 10,000 | |
| Sum Assured per member – Maximum | No Limit (subject to conditions as per the Board Approved Underwriting Policy and/or subject to the maximum guaranteed death benefit at inception under the base plan) |
|
| Premium Paying Options | Single Premium | |
| Single Premium | As per Sum Assured, Age, Policy Term and Plan Option. The premium for the rider should not exceed 100% of the Base Premium of the Master Policy |
|
All reference to age is as on last birthday. Premium will vary depending upon the Option chosen.
* Subject to maximum of the policy term under base plan
The Rider offers 3 types of Benefit options. Only one option can be chosen at the inception and cannot be changed during the term of the rider.
Plan Option 1: Accidental Death Benefit
Plan Option 2: Accidental Total and Permanent Disability Benefit
Plan Option 3: Accidental Death Benefit Plus Accidental Total and Permanent Disability
Disclaimer:
By submitting your details, you agree to PNB MetLife's Privacy Policy and authorize PNB MetLife and/or its authorized service providers to verify the above information and/or contact you to assist you with the policy purchase and/or servicing. The approval / authorization provided by you herein will supersede all earlier authorizations / approvals / disapprovals / registrations made by you in this regard.
As your trusted life insurance partner, PNB MetLife covers COVID-19 claims. In the event of a death claim, please submit a signed claim form mentioning the policy number, a brief description of the insured event, and all other mandatory claim documents to the email addresses provided below. You may write to us at claimshelpdesk@pnbmetlife.co.in or indiaservice@pnbmetlife.co.in. For death claim intimation or any queries, you can also call us at 1800-425-6969 (for customers calling from within India only), Monday to Saturday, between 10:00 am and 7:00 pm.
PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance Plans, Term Plan, Protection Plans, Long Term Savings Plans , Retirement Plans & Child Education Plan.
Get Trusted Advice
Ask khUshi
Hi! I’m khUshi. How can I help you?
