Health Insurance Articles

Here Are Six Preventive Measures Against Diabetes for Women and To-Be Moms...

1. Age

   It comes as no surprise that age is one of the most important influences on how much premium you are charged. The younger you are, the lesser premium you will be required to pay. Young people have fewer health conditions as co...

Aside from the expenses associated with cancer care itself, there are several other costs involved, such as diagnostic expenses, consultation fees, and of course, the loss of income if one of the earning members of the family is diagnosed with the...

First, you must determine what kind of coverage you need and whether or not you can afford it. Consult with an insurance advisor to help you decide this. Next, scour the insurance landscape for a family health insurance plan that the mee...

Let’s understand what a restoration benefit is and how it works to benefit policyholders....

In fact, India has the highest number of diabetics at 50.8 million and nearly 60% of those suffering from cardiovascular diseases in the world reside here.^[2] Even as these numbers are expected to rise multi-fold in the coming years, he...

It is apt to get a critical illness cover as a second financial buffer after your family health plan or basic health insurance plan. Critical Illness Insurance policies give you the additional financial benefits and provide a lump sum amount to co...

Given the exact nature, type, stage, the treatment can cost lakhs of rupees. In short, one family member suffering from cancer can derail the entire family’s short-term and long-term financial goals apart from causing severe emotional trauma. Medi...

There is even a term for this: immunosenescence. It refers to the gradual deterioration of the immune system because of the natural ageing process. Studies have pointed at the inevitability of this phenomenon . Not only do we have fewer immune cel...

The differences are given below;...

In fact, family health insurance plans ensure that multiple people of the same family can be covered under one comprehensive plan. But what happens when the family grows? Marriage is an important milestone in anyone's life. It brings in many chang...

Imagine finding yourself in a predicament, where you had previously opted for an expensive health insurance plan, only to find certain shortcomings in the policy. As you learn more about different plans that are tailor-made for customers, you beli...

1. Get some precious “me-time”. Seasonal changes often create a change in routine. Some calm moments of meditation or even reading a relaxing book can help you to unwind and find those precious moments for yourself.. . Enjoying some solitu...

Today, it is disturbing to know that heart attack and cancer have become the most common critical illnesses. Research done by Cancer India suggests that an estimate of around 2.5 million people live with cancer and over 7 lakhs are diagnosed with ...

We believe if we do brisk walking after eating, it will help burn calories that we just accumulated. Unfortunately, our digestion process is a bit more complicated than that. For starters, the process for your food to get converted into calories i...

It has been proven that people with sedentary lifestyles are more prone to all sorts of ailments. On the other hand, physical activity has a linear relation with a robust health – which is to say that if you stay active, you are less likely to fal...

How your lifestyle affects your financial well-being and memory?. A sedentary lifestyle, unhealthy eating habits and high-stress levels - all of these have resulted in an early onset of memory-related illnesses like dementia and Alzheimer’s ...

The average suicide rate in India is 10.9 for every lakh people and the majority of people who commit suicide are below 44 years of age. Given the rise of cortisol levels that come with modern day living, very often we do not give our mind and bod...

Furthermore, potholes and stagnant water on the roads make it difficult, and sometimes dangerous, to go on your morning run. You could catch an infection or a cold. ...

In order to counter this threat, every year, on 31 May, the World Health Organization (WHO) and various global partners, including governments, observe World No Tobacco Day. The annual campaign, which started nearly thirty years ago, aims to raise...

Here are some of the health insurance benefits that make it an integral part of your financial planning:...

Though there is no current cure or vaccine for COVID-19 currently in the world, there are several precautions that you can take to prevent yourself as well as others from its spread. Further, the availability of an adequately covered medical ...

Stress can have serious consequences on your heart and health by increasing the plaque rate and block your arteries. This results in cutting off of blood flow to your heart by constricting arteries. This can trigger chest pains or even a heart att...

1. Claim Process. We all want our claims to be settled in a seamless, hassle-free manner. The faster the claim is settled, the better it is for the insured. Therefore, the claim settlement time, along with the claim settlement ratio, are the ...

1. No Claim Bonus. A no claim bonus is a certain percentage of money that is added to your insured sum when you do not make any claim for that very year. So, you need to check the NCB guidelines and determine the benefits that your medic...

Moreover, if a mediclaim policy also offers life coverage, the incentive and willingness to purchase increases manifold. The PNB MetLife combi plan – Mera Mediclaim Plan, is one such policy that can provide you with some unique combination benefit...

A life cover, when combined with health insurance, can solve two worrisome problems by a single stroke. Basically, this means that your health emergencies are financially protected by health policy. Moreover, if something unfortunate happens to yo...

1. The Rise in Lifestyle-Related Illness. With the growing service sector in India, sedentary lifestyle has become a part of the job profile. Moreover, the urban environment and food habits are often considered a component of this baggage. As...

This time around, you can avoid that mistake by starting with small and doable goals. So, if you’re interested in learning more about how to improve your health, here are 5 ways in which you can do this in the next decade....

Family floater health insurance policy...

Alarmingly high levels of stress and anxiety, unhealthy eating habits, little to no time for self-care – aren’t these reasons good enough for you to get yourself and your family a comprehensive health insurance policy? After all, with illnesses an...

With age comes health issues, even if the individual in question has led an active and healthy life throughout. Adding to the list is the rising cost of healthcare services, which can leave the patient with an empty pocket after a simple procedure...

Some people will find themselves lucky to go through life without any major health incidents. However, lifestyle diseases such as high blood pressure, diabetes, and high cholesterol are affecting larger portions of the population. The good news is...

Health and financial security are likely the top priorities for your family. In fact, the COVID-19 pandemic has reinforced how unpredictable medical emergencies can be. Amid this uncertainty, accessing high quality medical care can take a toll on ...

The world is facing a difficult situation, with the pandemic. We always understood the value of life, but today we understand the extent to which uncertainties can distress our well-being physically and financially. Thus, health Insurance Plan bec...

Serious health problems can develop unexpectedly, upsetting your normal course of life. Our way of life and stress-induced issues make us more vulnerable to many serious diseases at any age. One such illness is cancer. According to the National In...

The rising pollution levels, stress, reduced physical activities, adulteration in food, excessive use of chemicals in skin and hair care products, etc., can all contribute to poor health. It is startling to know that cancer, a disease that was rar...

जब हम किसी दुर्घटना के शिकार हो जाते है या फिर किसी गंभीर बीमारी का शिकार हो जाते हैं, तब परिवार की आर्थिक स्तिथि बिगड़ने लगती है। घर के हर सदस्य पैसों के इंतजाम में लगे रहते हैं। ऐसी स्थिति किसी के भी साथ हो सकती है। मध्यवर्गीय परिवारों को तो इस स...

Your health is your most important asset. The secret to a happy life is a healthy body. Hence, you must take care of your health. But the rising cost of medical care in the country can burn a big hole in your pocket. The rate of medical inflation ...

The health insurance sector in India has come a long way. It spans over 50 years - and is one of the biggest industries in India. The need for health insurance arose from the high mortality rate and inadequate resources in the post-independence er...

It is no secret that chronic diseases and health conditions are on the rise. From young to old, many people are suffering from a range of mental and physical health issues, from depression and anxiety to diabetes and different types of cancer. Mor...

जब आप जीवित नहीं हो, निस्संदेह लाइफ इन्शुरन्स आपके प्रियजनों के भविष्य को सुरक्षित करने के सर्वोत्तम संभव तरीकों में से एक है| जब इसमें आपका परिवार शामिल है, आपको अपने जीवन में एक महत्वपूर्ण धन का विनियोग करने के लिए काफी होशियार होना चाहिए और प्र...

The women of today would make the women of yesterday proud of their accomplishments. Despite having the odds stacked against them, women today are financially independent, empowered, and decision-makers. In the urban cities especially, women are c...

The joy of getting accepted at an international university is incomparable. Studying abroad can open doors to innumerable possibilities. Most parents spend a lot of time finding the right college and home, booking tickets, and calculating the expe...

The shift in lifestyle and the spurt of diseases today has made one thing clear – no age group is safe from substantial medical complications. Everyone, including children and younger adults, is vulnerable and prone to health complications that co...

One thing that the year 2020 taught is that health is the number one priority. Even though everyone predicted the pandemic to be over by 2021, unfortunately, it has followed us towards the end of 2021. However, there is hope now. India’s vaccinati...

A health insurance or mediclaim policy is a must-add in your insurance and investment portfolio. Due to the rising costs of healthcare, continuous surge in inflation, and the ongoing COVID-19 pandemic, it is all the more crucial to get a health in...

Over the last couple of years, there has been a steep rise in health risks. The changing lifestyle, urbanisation, ageing population, severe pollution, etc., has significantly contributed to an increase in diseases. This coupled with the rising med...

The onset of COVID-19 last year showed us the importance of good health. A consistent routine, balanced meals, and a holistic lifestyle are the markers of a healthy life. However, despite our efforts to maintain a stress-free life, sometimes life ...

Are you feeling worried about your health? Have you been thinking about being more active? Have you started focusing on what you eat and how much you move but find it tough to stick to the routine? ...

Health insurance is undeniably an essential policy considering the spike in health problems. Furthermore, the massive medical treatment costs stress if one does not have sufficient savings. But unfortunately, health plan insurance is a very neglec...

None of the Indian health plans covered mental disorders for the most prolonged duration. Health insurance benefits offered coverage for merely physical conditions. But, in August 2018, the Insurance Regulatory and Development Authority of India (...

Millennials, who range between the age group of 26 to 41, are often in the limelight for the wrong reasons. They might get labelled as a generation that cares more about spending and prioritising experiences, and while that might be true, millenni...

Keeping yourself prepared for any health-related emergency is extremely important to ensure you do not need to stress about it in the hour of need. Health insurances are a cover for your health-related expenditures for the unforeseen circumstances...

Parenthood is one of the most special feelings in the world. With joys and tears, the arrival of a newborn also brings a great sense of responsibility. Due to the rising medical costs and uncertainties of life, buying health insurance for your lov...

A recent survey has shown that more Indians between the ages of 18 -35 are buying health insurance. It was further discovered that as many as 77 per cent of survey respondents have opted to invest in comprehensive health insurance policies for the...

Everyone dreads receiving a cancer diagnosis. A recent study showed that Indians suffering from cancer will increase to a minimum of 29.8 million by 2025. With that in mind, it’s crucial to choose health insurance with cancer cover. Since this rep...

Health insurance investment makes financial planning a whole lot easier for individuals, families, and corporate groups in India. Not only do they offer protection against rising medical expenses but they allow you to keep your personal savings in...

A recent survey has shown that about 30 percent of Indian population are devoid of any health insurance. Essentially, this stems from not having the correct healthcare plans. With that said, group healthcare insurance is offered to their employees...

Did you know you don’t always have to pay dental expenses out of your own pocket? You can get dental insurance plans to cover your dental care costs. Dental insurance lets you claim the benefits of dental treatments without worrying about their co...

Consider yourself fortunate if you are unheard of for critical illness cover. However, the rising health issues among women of all ages have brought this policy into the picture. Here is all you need to know about critical illness policy....

It is no secret that today's world is fast-paced, competitive, and increasingly polluted. Many statistics show the increase of diseases, even among youngsters as old as 25 to 35 years of age. Moreover, lifestyle ailments and chronic health issues ...

A recent survey has shown that about 30 percent of Indian population are devoid of any health insurance. Essentially, this stems from not having the correct healthcare plans. With that said, group healthcare insurance is offered to their employees...

Even the healthiest person can develop increased medical issues in their old age. It’s therefore not unusual to see our elderly parents struggling with poor health or age-related complications as they get older. In many instances, the correct trea...

Do you want to protect your family’s health while safeguarding your financial security at the same time? With rising medical costs in India, knowing how to choose health insurance plan for family members has become essential for protecting your lo...

It’s no secret that medical expenses have increased considerably in the last few years. With that in mind, investing in a family medical plan is essential! If you’ve never had a medical insurance policy for your family, you might not be too sure a...

You might be familiar with the concept of health insurance and its importance for dealing with medical emergencies. But what happens when you encounter a more severe ailment whose treatment costs more than the limit of your health plan?...

Anyone who has ever experienced a medical emergency in their family knows what a blessing the right family health insurance plan can be. Since medical expenses can easily stack up and become quite a burden, the comprehensive coverage offered by a ...

Understanding Group Personal Accident Insurance

Group Personal Accident Insurance provides financial security to the insured person and their dependents in the event of an accident.  ...

What is Health Insurance Policy?

A health insurance policy provides financial protection against medical expenses incurred due to illness or injury. The policyholder pays a premium to the insurance company in exchange for coverage of med...

Definition of Group Health Insurance plans

Group Health Insurance plans are health insurance policies that provide coverage to a group of individuals, such as employees of a company or members of a trade or professional association. Thes...

Definition of Group Health Insurance plans

Group health insurance plans are insurance policies that provide coverage to a group of people, typically employees of a company or members of an organization. These plans can be offered by an e...

What is Critical Illness Insurance?

Critical illness insurance is an additional cover that an individual can purchase on their standard policy. Also known as riders, these plans offer comprehensive financial protection during medical eme...

What is Insurance?

An insurance cover is a contractual agreement, sealed by a policy, where the policyholder is reimbursed or financially protected by an insurance company....

Definition of Health Insurance plans for Family

Health insurance plans for families are insurance policies that provide coverage for the healthcare expenses of all members of a family, including parents, children, and dependents. These p...

Understanding Disability Insurance

A disability insurance plan is a crucial type of insurance that everyone should have in addition to standard insurance policies. If you are not completely prepared, a long-term disability might ruin you...

Use BMI calculator online to check your BMI now....

Imagine applying for life insurance only to discover that everyone, regardless of age or weight, is charged the same premium. Is that fair? Should a person dedicated to maintaining a healthy body weight be on par with someone who pays less attenti...

Amid the transition of seasons, many of us find ourselves grappling with a familiar foe – the blues that accompany the change in weather....

Geeta had stereotyped the practice of yoga to images of extreme flexibility and serene meditation, sometimes overlooking its profound philosophical roots....

Health insurance is a crucial tool to protect your loved ones in medical emergencies. With increasing health risks and the rising cost of healthcare, it becomes essential to buy a health insurance plan....

Exploring well-being prompts the question: how can we measure our health accurately? Various health assessment methods offer unique perspectives. These include Waist-to-Hip Ratio (WHR), Body Fat Percentage, Blood Pressure, Cholesterol Levels, Bloo...

Zoya, a 45-year-old corporate professional, was surfing the internet to find the most suitable life insurance provider when she received her health checkup report via email. Curious, she checked the summary. The majority of the results indicated n...

On 1st January 2024, a transformative event unfolded at the Modhera Sun Temple in Gujarat. Over 50,000 participants chose yoga mats over traditional celebrations and engaged in a synchronized display of unity by performing the Surya Namaskar toget...

Anita is a modern multitasker. From boardroom meetings to family dinners, her life is a whirlwind. She takes care of her health, and even though the numbers on the weighing scale are slightly on the higher side, she is comfortable in her own skin....

Role of Ayurveda and Yoga for Controlling Blood Pressure: Going Back to the Roots

In the hustle and bustle of the arduous modern life, high blood pressure has become a prevalent concern among individuals, particularly in India. The cause...

Many of us have experienced those moments when a tub of ice cream or a bag of chips seems like the perfect remedy for a bad day. Could this habit of seeking comfort in food be a sign of something deeper?...

Pregnancy is a wonderful phase that requires extensive care of your body while ensuring controlled physical exertion. Maintaining your health and doing what's best for the upcoming baby are priorities for every mother....

Understanding BMI

BMI stands for Body Mass Index. It is a measure used to assess whether an individual has a healthy body weight for their height. BMI is calculated by dividing a person's weight in kilograms by the square of their height...

Do you want to achieve your health goals and maintain a healthy body weight? Then, ladies, you should know the good BMI for women as per your height and weight. Moreover, here you will also learn how to achieve your ideal BMI, but before that, let...

The best and simple way to monitor the development and growth of your child is by tracking your child’s BMI (Body Mass Index). BMI is calculated by dividing the child’s weight with the height. By knowing the BMI of your child, you can identify if ...

When thinking about health and financial planning, body weight and overall health play a significant role. One of the simplest tools for assessing your health is the BMI calculator. A Body Mass Index (BMI) calculator helps individuals understand w...

Health insurance is quite a financial necessity these days, providing cover against various medical expenses that can often prove to be very heavy in terms of costs. For taxpayers in India, health insurance premiums come as an added benefit with r...

Need a single, forceful yoga pose to improve your overall physical and psychological health? Let’s discuss Sarvangasana, the Queen of Asanas, as many people, including teachers, call it. Most people who've practiced this yoga pose speak of its rej...

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